Impacts of Hail in Texas

Impacts of Hail in Texas

Hail storms can cause extensive damage to roofs, and it’s important to determine if your roof has been affected. The staff at N2Roofing can help you assess the extent of hail damage on your roof and guide you through the storm restoration process. It’s crucial to accurately identify hail damage as it’s often covered by insurance, and insurance companies will examine the timing of the damage and any potential prior damage to the roof.

 

Hail damage is often evident on soft metals, such as dents on the roof, and it can also affect shingles and roofing materials like the vinyl trim around windows and the flashing on the roof. Hail damage can range from minor bruising to complete removal of shingle edges, loss of granules, and even splitting or breaking of the asphalt underlayer. The slope of the roof and the path of the storm can also determine which side of the roof is more damaged.

 

It’s important to note that hail damage can often be missed, even with a visual inspection. Running your hand over the roof can help you feel for small dents or depressions. Additionally, the ridge cap is one of the most vulnerable areas during a hailstorm as it is flat and often gets a direct hit.

 

When installing a new roof, it’s wise to consider the hail resistance rating of the shingles. Class 1 shingles have the least resistance to hail, while Class 4 shingles are the most resistant. Nationwide, hail damage to roofs alone accounts for more than a billion dollars in damages every year.

 

In conclusion, by performing regular inspections and being aware of the signs of hail damage, you can ensure that your roof is in good condition and that you’re able to make a claim for storm restoration if necessary. N2Roofing can help you navigate this process and ensure that your roof is properly restored after a hail storm.

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What Is A Chimney Cricket?

What Is A Chimney Cricket?

What is a chimney cricket?  

Although it may sound like something you need an exterminator for, a chimney cricket is actually a useful tool to protect your chimney and roof from water buildup and other types of weather damage.  

A common issue with chimneys, especially in the snowy and rainy season, is that liquid can build up in the area where your chimney meets your roof, which results in the decaying and sinking of your roof’s structure. If water is pooled up for an extended amount of time, it can also penetrate under your shingles and cause leaks in your home. It is essential to redirect this water buildup to falling down the slope of your roof and into the surrounding gutter system. This is where a cricket comes in handy.  

Defining a chimney cricket  

Also called a chimney saddle, a chimney or roof cricket is a structure that is added to your roof with the intention to direct water away from the area around your chimney. The cricket’s structure contains two valleys that direct water like a waterslide and guides it down your roof’s slope around the sides of the chimney. Crickets can also be customized to be installed on any type of chimney structure anywhere where water buildup is an issue. 

Is it necessary? 

In a nutshell, yes. A chimney cricket is a great investment to make in your roof structure, and will undoubtedly prolong the life of both your roof and your chimney. There is nothing more stressful and costly than dealing with roof leaks and other structural issues. Chimneys are notorious as a source of roofing leaks. This type of flashing effectively prevents water buildup, which is the number one culprit for roof damage.  

It is arguably most important to have a durable, high-quality roof in place before considering a chimney or roof cricket addition. N2Roofing roofs are installed with precision by experts who will ensure the job is done right. 

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Metal Roofing Pro’s & Con’s

Metal Roofing Pro’s & Con’s

When it comes to choosing a roofing material, it’s essential to consider the benefits and drawbacks of each option. Metal roofing, in particular, has gained popularity over the years and is often touted as a long-lasting, durable solution. But is it really worth the investment? Let’s dive into the pros and cons of metal roofing.

One of the most significant advantages of metal roofing is its longevity. Metal roofs are known to be incredibly durable and can last up to several decades with proper maintenance. Furthermore, metal roofs are an eco-friendly option as they can be recycled at the end of their life cycle. Some metal roofs are even made from recycled materials, making them a more sustainable choice. Additionally, metal roofs are energy efficient because they reflect solar radiant heat, reducing the amount of heat that enters your home during the summer months.

However, metal roofing is not without its downsides. The initial cost of a metal roof is significantly higher than that of an asphalt roof, making it a more expensive option for homeowners. Furthermore, metal roofing can be noisy, especially during heavy rain or hail. Falling branches and large hail can also dent metal roofs, which can be costly to repair. Additionally, metal roofs expand and contract, which can cause the panels to loosen over time, and it can be challenging to get a color match on older metal roofs. Finally, if water collects anywhere on your metal roof, it can cause rust, which can weaken the structure over time.

In conclusion, while metal roofing has many benefits, it’s important to carefully consider the pros and cons before making a decision. N2 Roofing offers professional metal roofing services, and our experts can help you determine if a metal roof is a right choice for your home.

Metal roofing pros and cons include:

Pros:

  • Metal roofs are durable and last a long time.

  • An eco-friendly option, metal roofs are recyclable.

  • Some sustainable metal roofs are made of recycled materials.

  • Metal roofs are energy efficient because they reflect solar radiant heat.

Cons:

  • Metal roofing isn’t cheap — installed, an average metal roof costs significantly more than an asphalt roof.

  • Sheet metal roofs can be loud; the heavier the rain or hail, the more noise you hear.

  • Falling branches and large hail can dent metal roofs, which are costly to repair.

  • Metal roofs expand and contract, so the panels can loosen over time. It can be hard to get a color match on older metal roofing.

  • If water collects anywhere, your metal roof can rust.

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Types of Roofing Storm Damage

Types of Roofing Storm Damage

Hail storms

Can cause significant damage to your roof, even though they may only last for a short period of time. When hailstones hit your roof, they can leave dents or pockmarks in the shingles, which can result in the loss of shingle granules. These granules are crucial in protecting your roof against rain and sun damage, so it’s important to keep an eye out for any signs of hail damage. Additionally, hail damage can also negatively impact the appearance of your roof.

Wind damage

This can be a significant concern for homeowners, especially during severe storms. Hurricane-force winds, with speeds of 74 mph or higher, or gale-force winds, between 39-54 mph, can cause visible damage to your roof. High winds can remove or tear shingles, exposing the underlayment, roof deck, or waterproofing material to the elements. Sharp gusts of wind during less severe storms can also lift and curl shingles, breaking the water-tight seal and leaving your roof vulnerable to wind-driven rain.

Standing water

Can also cause problems for your roof if proper drainage is not in place, especially in areas with uneven surfaces. Clogged gutters can also cause backed-up rainwater to flow under your shingles, potentially leading to moisture intrusion in the underlayment or roof deck. This is why it’s essential to maintain proper roof drainage and ensure that your gutters are clear of debris.

Debris

Large objects can dent or impact the surface of your shingles, leaving that area of the roof vulnerable to moisture intrusion. Branches or other light debris may not cause as much of a problem, but it’s still important to have any debris removed promptly to prevent any potential damage to your roof. N2 Roofing provides expert storm restoration services and can help with any necessary roof repair.

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The Steps On How To File An Insurance Claim

The Steps On How To File An Insurance Claim

A well-installed asphalt shingle roof should protect your home for a minimum of 12 to 15 years, but a severe storm can alter that in a single evening. If your roof has been damaged due to a storm or hail, it is crucial to file an insurance claim promptly and have it repaired as soon as possible. However, the process of filing an insurance claim can be complicated, and a delay in settlement can occur if not done correctly.

Here are eight steps to keep in mind when you are ready to file an insurance claim for roof damage:

1. Evaluate the damage to your roof:

Before filing a claim, you must assess the damage to your roof. You can do it yourself or hire a local roofing company to assess the damage for you, and they may provide a detailed report of the problems with your roof and what needs to be done.

2. Understanding your insurance coverage:

To file a claim, you must know what your insurance policy covers. Review your insurance policy to ensure that damage to your roof is covered, and take note of any relevant details such as what types of damage are covered.

3. Document the damage:

After evaluating the damage, provide the necessary documents to your insurance agency to validate your claim. Take photos of all the damage, fill out a detailed report of everything that’s damaged, and include the date of the storm that caused the damage. Also, document any interior damage caused by the roof damage. If you have photos of your roof prior to the damage, it can be helpful to provide them to the insurance company.

4. Contact your insurance company:

Contact your insurance agent as soon as possible to find out how to file a claim. Depending on your policy, you may need to notify your insurance provider within a specific timeframe after the damage occurs. When talking to your agent, find out the insurance company’s procedures for roof repairs and replacements.

5. Hire a local roofing company:

You will need to meet with a local roofing company and get a written estimate of the cost of replacing your roof. If your roof requires a complete replacement, make sure the report mentions that basic repairs will not suffice.

6. File the claim:

With the help of your insurance agent, file a claim using the claim form provided by your insurance company. Make sure you include all necessary information and evidence for the insurance company to accept the claim. If there is interior damage, include receipts for damaged furniture and an estimate of the cost to repair the interior. If you have to stay in a hotel during the repairs, include that cost in the claim.

7. Meet with an insurance adjuster:

An insurance adjuster will need to visit your home to assess the damage and validate your claim. If possible, have the contractor you have selected present during the adjuster’s visit to discuss the repair needs.

8. Replace the roof:

Once your claim is approved and the settlement amount is sufficient to repair the damage, it is time to hire your chosen local roofing company to replace your roof.

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